S. 0 properties. To check your eligibility, log into your. Spend between $250,000 to $350,000 per year on your Amex credit cards for the personal Centurion card or $400,000 to $500,000 for the business version (though some reports say you need to spend. 40 (incl. American Express application rules typically (though not always) limit you to one Amex credit card approval per 5 business days. The American Express Platinum Card usually comes with a high $695 annual fee for the primary cardholder and $195 annual fee for additional cardholders. With The Platinum Card® from American Express purchase protection, you get up to $10,000 in coverage per covered purchase with an annual limit of $50,000. This would be a fantastic reason to upgrade your Amex Green card to the Amex Gold card, which not only earns more at restaurants worldwide (4x with the Amex Gold card compared to 3x with the Amex Green card) but also earns 4x points (on the first $25,000 per calendar year, 1x thereafter) at U. Scroll until you see "$240 Digital Entertainment Credit. Dedicated link: <go. ago. The Gold Card’s current. Regular Delta flyers: Delta SkyMiles® Platinum American Express Card. The Platinum. 50 spent except for spend on Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale2. 6 Update2: The new offer is 125k. S$204 entertainment credits for news or music streaming services. The Platinum Card® from American Express can add up to $4,000 and the. A four-digit membership fee is no small amount of money, but AMEX dangles a big carrot to offset the pain: S$1,354 of annual statement credits, broken down into: S$200 local dining credits. Fortunately, the card offers rewards of 2 - 5% cash back on purchases and a generous initial bonus. American Express Platinum Travel Credit Card with ~8. The Platinum Card® from. We will mail your physical Card within 3-5 days of account approval. In addition, they’re often considered to be a symbol of luxury and status. First, check our Learn More link in the above table. Then consider the value of the. The Business Platinum Card® from American Express: Earn 120,000 Membership Rewards points after you spend $15,000 on eligible purchases with the Business Platinum Card within the first three months of card membership. So if you apply for The Platinum Card® from American Express today and earn the 100,000-point bonus after spending $6,000 within six months, you won’t be eligible for another bonus on that card. Cardholders get $15 per month in Uber Cash. If the application requires. Valid until 28 February 2024. Eligible American Express Card Members may be entitled to relief under one of those acts. Title was basically, Can I receive AMEX Platinum benefits if I pay for a service using a diferrent Credit Card. Although this rule covers all Amex cards, you can earn a welcome offer on personal and business cards of the same type. 4 or 5 Card Limit: “You may concurrently hold 4 or 5 credit cards from. Click on the “Account Services” menu, then click on “Payment & Credit Options” and select “Transfer Available Credit to Another Card. Registration can be done via the AMEX Offers portal, and once completed, is valid till 31 December 2024. American Express offers excellent membership benefits on its premium cards, including various luxury travel perks. Key benefits. The Platinum Charge Card from Amex Singapore provides. For high-spending foodies, the American Express® Gold Card is dining rewards royalty. Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4. CardExpert Rating: 5/5. There’s also the American Express® Green Card*, which offers 60,000 points when you spend $3,000 within the first six months of opening your account. Why it's one of the hardest credit cards to get: Capital One Spark Cash Plus requires excellent credit for approval and charges an annual fee of $150, making it difficult to get and afford. Delta Platinum card members and additional card users can receive access to Sky Club lounges when traveling on a same-day Delta or partner airline flight. This way, you'll be able to see how close you are to your goal. $295 ($375 if application is received on or after 2/1/24) (Terms apply. Spend * Rs. As of now, there’s no annual fee waiver for this American Express credit card. S. Delta SkyMiles® Platinum Card Members, Delta SkyMiles® Reserve Card Members, Delta. Amex EveryDay® Preferred Credit Card from American Express: 1 Membership Rewards point per dollar spent, but if you use your card 30 or more times on purchases in a billing period you'll earn 50% extra points on purchases in that billing period; 0% introductory APR on purchases and balance transfers for 12 months (then a variable. The current public offer is: Earn 60,000 points when you spend $6,000 on purchases in the first 6 months. Check To See if You Have Offers;. 9 Update: The new offer is 150k. At the same time, the Platinum Card. Those 80,000 points are worth $1,600, according to TPG's. The earning rate of 4 Membership Rewards points per dollar at restaurants and U. Earn 80,000 Amex Membership Rewards points after you spend $8,000 on purchases on the card in your first six months of card membership. Platinum Card® from American Express. Currently, you can earn 80,000 Membership Rewards points after spending $8,000 during your first six months of card membership. And Amex's network of Centurion Lounges is among the most exclusive in Amex's Global Lounge Collection. TPG values Membership Rewards points at 2 cents each, making that bonus worth $1,600, which is an excellent return in and of itself. There are a handful of American Express application rules that you need to know about and they include the following: 1/5 Rule: “You are allowed one Amex credit card every five day period. Plus you get. Annual fee: $550 (see rates and fees). This bonus is worth roughly $402, according to WalletHub’s calculations. The Platinum Card® from American Express earns: 5 points per dollar on flights booked directly with airlines and through American Express Travel, on up to $500,000 in purchases per calendar year. You need to be able to spend on the Card to access the Travel Credit benefit and it should be credited to your Card Account within 3 business days but may take up to 30 days. 100K MR 15K spend. We also highly recommend checking through the American Express site directly by using the prequalified offer checker. The Platinum Card from American Express. 99% – 29. Second, the above calculations include benefits from the AMEX Platinum Reserve and maxing out the AMEX Platinum Charge supplementary card allowance (first 2 free). We also highly recommend checking through the American Express site directly by using the prequalified offer checker. 2/90 Rule: “You are allowed two Amex credit cards every 90 day period. Click on “Benefits” and choose “$189 Clear credit”. T&Cs. No prior biz plat cards. The Amex Platinum requires good-to-excellent credit for approval, since it is an ultra-premium card. Since TPG values Membership Rewards points at 2 cents each, you're looking at a whopping 10% return on flight spending -- up to that annual $500,000 cap, of course. If you maximize the Blue Business Cash’s 2 percent rate and spend $50,000, you’ll earn $1,000 in cash back. Find Out if. , 4 Membership Rewards® points per dollar at U. Effective immediately, the fee to add authorized users on the personal version of the Amex Platinum Card in the United States has increased significantly:. Agree, I'm comparing the regular 80-90k biz gold offer (5k spend) to Plat 150k (15k spend). Current bonus: Earn 40,000 Membership Rewards points after you spend $3,000 on purchases within the first six months of card membership. S. 2 cents per point, which means that a 100,000-point Amex Platinum bonus offer is worth ~$2,200, a 125,000-point bonus is worth ~$2,750, and a 150,000. Stay focused on getting where you need to go. Global Dining Credit. spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership. Link Your Platinum Card to Your Uber Account. This is where the confusion starts. easiest Amex card to. On the Amex Platinum Personal Card, each authorized user will cost you $195 per year ( Rates & Fees) On the Amex Business Platinum Card, each authorized user will cost you $300 per year ( Rates & Fees) When deciding whether to add authorized users, also keep in mind that the primary cardmember is responsible for any charges. A Gold card's annual fee is $250 per year; the Platinum card's annual fee is $695. The first option is to add Platinum authorized users for $195 each (Rates & Fees). So for example, if you spend $150,000 on your Amex Platinum card and $200,000 on your American Express ® Gold Card per year, your aggregate spending across these 2 cards would be around $350,000. The Delta SkyMiles Platinum American Express Card can be a great addition to your wallet if Delta is your carrier of choice. For example, The Platinum Card® from American Express offers some of the most generous perks available for frequent travelers, including the most extensive airport lounge access of any rewards card. American Express has a list of excluded spending categories here, but the key ones to note are: GrabPay top-ups. You’ll have to spend $1,650 within the 6% cash back categories to cover your annual fee. 24, 2023. The Amex Green Card has a solid welcome offer where you can earn 40,000 bonus Membership Rewards points after spending $3,000 within the first six months. If you prefer to speak to someone, call 877-239-3491 for personal cards and 800-567-1085 for business card applications. Cardmembers will receive statement credits for their total spend on NEXUS fees rounded down to. Annual Fees. Spend $250 or more, get $50 back. The Platinum Card® from American Express offers 80,000 Membership Rewards Points after you spend $8,000 on purchases on your new Card within the first 6 months of Card Membership. While there is no set score that will guarantee that you will be approved for an Amex card, you will generally need good to excellent credit to qualify for the best (premium) American Express cards. Enjoy a $125 Amazon. Welcome bonus: 80,000 Membership Rewards Points after spending $8,000 on purchases on the card in the first 6 months of card membership. Statement Credit Hassles. Log in to your American Express account and select your eligible Amex card. American Express Company (Amex) is an American bank holding company and multinational financial services corporation that specializes in payment cards. Plus, earn 10 points per dollar on "Shop Small" purchases in the U. Post application approval, the membership fee on your existing Card will be reversed on a pro-rata basis with respect to the last. 4. 1. 3 Valid twice a. The current welcome bonus for the Amex Platinum is 80,000 Membership Rewards Points after you spend $8,000 on purchases within the first six months of card membership. when you apply online, are approved, and spend $3,000 on eligible purchases on your new Qantas American Express Ultimate Card within. spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership. Credit Needed. American Express Business Platinum Card basics. Receive 127,500 Membership Rewards ® points with annual fee payment and min. Eligible Cards are US-issued Basic Consumer Cards that are issued by American Express National Bank and are not cancelled. Blue Cash Preferred gives you 6% cash back at U. 60,000 miles after spending $5,000 within the first 3 months (75K offer in Google Incognito and there are even methods to get 100K offers). The introductory offer can take your travel further: Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6. The Platinum Card ® from American Express and The Business Platinum Card ® from American Express are easily 2 of the most recognizable travel credit cards on the market. For instance, to earn the The Business Platinum Card® from American Express ’ 120,000 points bonus, you will need to spend $15,000 within 3 months. of 8% GST) / S$174. The American Express Platinum card minimum spending requirement is in line with those of other American Express cards that offer high initial bonuses. Amex is the fourth largest card network. 2023. Keep in mind that while your statement. The Platinum Card® from American Express is a versatile travel rewards and benefits card powerhouse that allows you to add an authorized user to your account for $195. Find out what credit score you need to get approved for an American Express card. Up to $300 Dining Credit per year. 1 Though the fee is paid once a year, the math works out to about $58 a month. supermarkets: American Express® Gold Card. When I saw the annual. S. It applies for 90 days after you make a purchase with your American Express Platinum card. American Express Platinum Card. 7 cents per point, making 80k points worth $560. This card has no preset spending limit and gives you 4X Membership Rewards® points on the 2 select categories where your business spent the most each month and 1 point per $1 on everything else. 4500 will be 100% waived off if total spends on American Express Credit Card in the immediately preceding membership year is Rs. Plus. Advance amount, subject to a minimum of. . The Amex Platinum card comes with tons of benefits a military traveler can utilize. This is not only the highest Amex Gold card bonus to date, but it also beats the bonus you’ll find on many competing rewards cards. COURTESY OF AMERICAN EXPRESS. The Delta SkyMiles Platinum American Express Card is one of the best credit cards for Delta travelers and currently offers new cardholders the chance to earn 50,000 bonus miles after they spend $3,000 in purchases on their new card in their first six months of account opening. November 21, 2022. amex/sg-platinum> iii. ”. It’s fair to say $695 is a lot of money. Chase Sapphire Reserve: Reserve Has More Mass Appeal. Receive up to 135,000 Membership Rewards® points with annual fee payment and min. Delta SkyMiles® Reserve American Express Card - best for sky club access. This bonus is worth $1,600 based on TPG's valuations, thanks to the array of valuable ways to use Amex points. Annual fee: $695. 3. New Card Members only. If your Amex application status is denied or pending, you can call 800-567-1083 or 866-314-0237 to speak with a live credit analyst. American Express rounds out this card with travel protections like secondary car rental loss. And early next year, the annual fee of The Business Platinum Card® from American. The Amex Gold card is currently offering new cardholders 60,000 Membership Rewards points if they spend $6,000 on eligible purchases within the first six months of card membership. Terms Apply. My Schwab Amex Platinum Card Application. Get up to $200 Dining Credit3. The Platinum Card ® from American Express Learn how to apply on our partner's secure site. Effective Jan. 5 points per dollar on flights booked directly with airlines or with American Express Travel (on up to $500,000 per calendar year) and prepaid hotels booked with American Express Travel. Purchase Rate: 31. Delta Reserve and Amex Platinum card members have the opportunity to earn unlimited Sky Club access, but it comes at a hefty price. Specifically, the Amex Platinum card has a $695 annual fee, while the Amex Green card has a $150 annual fee. These perks come at a cost, though — the card's annual fee is $695 (see rates and fees), making it among the most expensive of all consumer cards to carry. However, there are no hard cut-offs for either of these requirements as will be shown below. This includes making on-time payments and paying your balance – all while using the card frequently. supermarkets and U. That said, it does come with a. This financial services company offers a vast number of prepaid, charge and credit cards for applicants with good to excellent credit scores -- which FICO considers to be 670 or higher. I called Amex and they said it was because I was approved for another Personal Platinum card recently (6 days earlier) and they can only approve one Amex Personal Platinum card – across all flavors – within a 90 day period. The Business Platinum Card® from American Express. The Business Platinum Card® from American Express: Best business card for travel Delta SkyMiles® Gold American Express Card : Best Delta card for value travelers Hilton Honors American Express. That means it is unlikely you would get approved for the Amex Green card if you have a credit score below 680, and it may even require a score above 700. The two authorized user options on the Amex Platinum Card. As part of your Platinum Card® Global Dining Credit benefit, you can receive up to £150 locally and up to £150 abroad to spend at some of the best restaurants around the world. This is the most premium card in the Marriott credit card family. supermarkets (on up to. Getty. The Platinum Card from American Express carries a $695 annual fee, but for many travelers, the card's benefits will more than offset that charge. According to this, the average Centurion reader (and therefore average Amex Centurion cardmember): Has a net worth of $11. 5% of the Cash. The American Express ® Gold Card. 100K MR 15K spend. Generous welcome offer: You’ll earn 80,000 Membership Rewards points after you spend $6,000 on. Terms apply. Earn 10x points on eligible purchases at U. But the truly unique element of the offer is a bonus multiplier on non-travel items. 2. Annual fee: $250. See rates & fees) 70,000 Membership Rewards® points after spending $10,000 on. Instantly obtaining a credit card number that you can use right away, virtually anywhere that card issuer is accepted. According to TPG's monthly valuations, Amex Membership Rewards points are worth 2 cents each, making this bonus worth $1,600. Your American Express Platinum Card fast-tracks you to the higher tiers of leading hotel loyalty programs around the world, without having to fulfil the usual qualifying criteria. However, you might be able to earn a higher welcome offer through a friend or loved one's referral link . gas stations and U. The Platinum Card® from American Express is one of the best premium rewards cards on the market thanks to its extensive benefits, from lounge access to monthly statement credits. American Express Platinum Reserve SM Credit Card: Credit Card: INR 5,000 (1 st year) INR 10,000 (2 nd year onwards) 3. This is a solid bonus for a card that doesn’t often get attention. Earn 180,000 points after spending $6,000 in eligible purchases within the first 6 months. The Platinum Card® from American Express is known for offering some of the most alluring travel benefits in the industry (Terms apply, see rates & fees). Receive 60,000 bonus Qantas Points1. The credit limit could be as low as $100 for store credit cards or up to $500 if your first credit card is issued by a bank or credit union. of 9% GST with effect from 1 Jan 2024) waived for the first year. The Amex Business Platinum gives new cardholders a chance to earn 120,000 Membership Rewards points after spending $15,000 on eligible purchases within the first three months of card membership. The Platinum Card® from American Express requires great credit, which usually means 720+. The Amex Green Card currently has a welcome offer where you can earn 40,000 bonus Membership Rewards points after spending $3,000 within the first six months. Earn $1 MQD for every. The Platinum Card® from American Express: Earn 80,000 points after you spend $8,000 on eligible purchases within the first six months of account opening. com by 12/15/2023. TERMS AND CONDITIONS. Earn 5 Membership Rewards ® points for every full S$1. Get more of the benefits that matter to you. This offer runs through Jan. Welcome Offers . 5 cent per point to. Based on my valuation of 1. First, new cardmembers can earn 75,000 points after spending $5,000 on purchases in the first six months of account opening. Right now, the public welcome offer on the Amex Platinum is 80,000 Membership Rewards points after you spend $8,000 on purchases on the Card in your first six months of card membership. You’ll earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership. Platinum service. Amex Platinum Card authorized user fee hiked to $195. 3 points per dollar on travel and transit. That said, Amex also introduced several new perks in the same year, giving the card up to $929 in additional ongoing value after the first year. Rakuten offers anywhere from 1%-10% cash back (or 1-10 Amex points per dollar spent) on Saks Fifth Avenue purchases, depending on current promotions. Got an Amex Gold back in December, supposedly there was a SUP of x credits after $4,000 within the first 3 months. 19. As you may know, the Amex Platinum card has one of the highest annual fees out there. Your interest rates will change in line with the Bank of England base rate. Simply enrol via Amex Offers on your Amex App or Online Account. You will also receive an acknowledgement email from American Express within one working day, along with the next steps. The Platinum Card comes with. But that fee is waived for active military. You’ll consistently see that with this option, one Membership Rewards point is valued at one cent. Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4. Discover FICO = 795 Southwest Chase Card 15 months old with $27k limit and $0 balance. Personally, while I don’t use every perk of the Amex Platinum card, I find I can easily offset the annual fee every year thanks to the up to $200 airline incidental credit, up to $240 digital entertainment credit, up to $200 in Uber Cash, and up to $189 annual CLEAR credit. Platinum service. The Amex Platinum will generally require a good to excellent credit score (720+) and a mid to high income. The American Express Airpoints Card. American Express provides relief for those on active duty under the Servicemembers' Civil Relief Act (SCRA) and Military Lending Act (MLA). The average initial bonus is 30,719 points/miles or $233 cash back. ”. New cardholders can earn 50,000 bonus miles after spending $3,000 in their first six months with the Delta SkyMiles Platinum card. Chase Sapphire. The Centurion Card is often referred to as “the Black Card,” and it’s invitation-only. S. 1st offer: The Platinum Card® from American Express. On top of new travel benefits, Platinum Card members now can enjoy a range of benefits aimed at improving their everyday lives. Annual fee of $695* See more details about military protections for you and your spouse ; Earn 80,000 Membership Rewards ® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Really, there’s no reason why you shouldn’t do this. So, yes, in the "normal" world, a 160K (or $170K) on a Business Plat with NLL for $15K spend seems the best way to work things. The Platinum Card® from American Express enjoys a long-standing reputation as a premium travel card. Link your Venmo and/or PayPal accounts. The remaining 75,000 MR points requires you to spend S$20,000 in the first six months of approval. Earn up to 100,000 Membership Rewards® points when you upgrade to the Platinum Credit Card® from the American Express Preferred Rewards Gold Credit Card®. Limited time offer ends 9. Each Amex Personal Platinum card pays dividends in the form of these annual benefits: $200 in Uber Credits (good for rides and uber eats) paid in the form of $15 each month (with a $20 extra bonus in December) into the Uber account the AmEx card is added to. Why It’s One of the Most Exclusive Credit Cards: The most exclusive credit card is the Centurion Card from American Express, otherwise known as the Amex Black Card. Find Your Minimum Spending Requirement. ”. But The Platinum Card® from American Express and The Business Platinum Card® from American Express offer. Upgrade to the Platinum Card®. The Platinum Card® from American Express comes with 80,000 Membership Rewards® points after you spend $8,000 on. Since both cards offer fantastic benefits and lucrative point earnings, you might think that it can. 2 cents per point, which means that the 90,000-point bonus offer is. While this fee is hefty, earning the generous welcome bonus is a great way to offset your costs in your. Spend $250 or more, get 5,000 Membership Rewards points. Many of the best travel cards confer valuable benefits. ca/travel 5. American Express has launched a new sign-up offer for the AMEX Platinum Charge, exclusively for MileLion readers. A Walmart+ membership statement credit worth up to $155 when you pay with your card. However, many readers are being targeted for an Amex Platinum 125,000-point offers by using the CardMatch tool . S$204 entertainment credits for news or music streaming services. Additionally, the $25 fee will not go toward the annual card fee. We’re here for you 24/7. Final Thoughts. Valid till 28 February 2024. The Platinum Card® from American Express Welcome bonus : Earn 80,000 Membership Rewards points after you spend $8,000 on purchases within the first six months of card membership. If you have more than one American Express. 80 (incl. If you qualify for instant use, you can open the mobile app to retrieve your new card number, security code, and expiration number. While the American Express Platinum Card offers great benefits and rewards, it does have some drawbacks — namely its steep $695 annual fee. American Express only allows you to earn the bonus on each card once per lifetime. American Express® Green Card. 2 Do not previously hold a Basic Platinum Card® that was terminated/closed in the last twenty-four (24) months prior to the application. This is our review of the American Express Platinum credit card, also known as The Platinum Card from American Express. If you recently canceled a premium American Express card and now regret it, you may not be too happy to hear that Amex is charging a $25 fee to reinstate canceled cards, as first reported by Doctor of Credit. to 2 a. First, check our Learn More link in the above table. You can have a maximum of four five American Express credit cards at one. The Platinum Card from American Express Exclusively for Morgan Stanley benefits and perks . Caroline Lupini. It showed up in my Chase online portal within 10 minutes. S. ii. This means that if you apply for a third card within the 90-day window, you'll automatically be rejected. If you have the Platinum Card already and have this referral offer, you'll also get 15,000 for each successful. The Platinum Card’s current welcome bonus is: 80,000 Membership Rewards Points after spending $8,000 on purchases on the card in the first 6 months of card membership. You will receive the welcome gift within 6-8 weeks of payment of annual fee and upon spending INR 50,000 in first 2 months of Cardmembership. We estimate that Amex points value dances. It is headquartered at 200 Vesey Street, also known as American Express Tower, in the Battery Park City neighborhood of Lower Manhattan. The card number, credit limit, and APR won’t change. easiest Amex card to. Additional Gold Cards and. 2. Bottomline. That said, the only issue with the card might be the acceptance, but it’s understandable that those who get this card are. The Platinum Card from American Express Review. Now you are ready to make card-not-present purchases online, over the phone, and in-app. Oct 8, 22, 5:21 am. Earn 180,000 bonus points after spending $6,000 in purchases on the card within your first 6 months of card membership. 3 Apply for The Platinum Card® within the Promotion Period and receive approval by 31. S. On the downside, it charges a steep $695 annual fee that can be too much for your budget if you don’t travel enough in the year to use all the. The highest offer I've seen is 100,000 bonus points for The Platinum Card® from American Express. Platinum rewards. How much your American Express Membership points are worth will ultimately depend on how you use them. Nice initial bonus offer. The Gold Card’s current. S. Learn More. 5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Platinum Card. The Amex Platinum's 5x earning rate on flights is incredibly lucrative. In this post, we’ll explain the Amex Platinum Airline Fee Credit. fees of The Business Platinum. For example, you’ll need to provide information such as your name, email address, date of birth, Social Security number, and income. Send money from. Apply through the. For example, some cards provide hotel elite status while others offer travel statement credits. The Platinum Card ®. 5% but also with access to airport lounges and stay vouchers at prime hotels. Annual fee of $695* See more details about military protections for you and your spouse ; Earn 80,000 Membership Rewards ® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. The Platinum Card® from American Express is one of the best premium rewards cards on the market thanks to its extensive benefits, from lounge access to monthly statement credits. Earn 80,000 Amex Membership Rewards points after you spend $8,000 on purchases on the card in your first six months of card membership. We generally value Membership Rewards points at about 2. Earn 75,000 Membership Rewards® Bonus Points.